Tailor Made Financial Instruments

Banks and insurance companies are today more than ever before in search of competitive products with low volatility and attractive returns, whether in the form of non-capital guaranteed certificates, or in the form of capital guaranteed notes from top issuers with AA ratings. Thanks to the fact that our products are customized, they can either use leverage or not, spanning anywhere from the very conservative portfolio with delta 1, to a more aggressive one with delta 3.

Our goal is to create and manage products that satisfy the above mentioned characteristics and that offer a Total Return exposure to alternative investment instruments. In this way we are able to generate alpha.

Using our financial engineering algorithms, which carry a strong track record, we can offer our clients different levels of return, depending on the chosen volatility. For Instance with a volatility of about 4% our algorithms show a historical return of 13.23%, while with an 7.92% volatility, the return is equal to 32.60%

The creation and issue of a structured product follows the steps listed below upon receipt of the client commitment mandate:

• Creation of the Client Investment Profile and the agreed volatility/return profile.
• Implementation of the algorithms governing the Tailor-made financial engineering instruments created by HF First Financial for the client in order to better address his needs.
• Selection of the AA Bank able to issue the Tailor-made financial instruments, according to our financial engineering algorithms.
• Issue of thefinancial instruments.

For more information contact: foreste@hf-firstfinancial.com